Your home and salary —
the start of clearer finance

Hibat Alkhair is a licensed financing broker in the UAE. We help with personal loans, mortgages and property finance, and explain your options before every step.

Licensed by the Department of Economy and Tourism – Dubai

Licensed company
Complete confidentiality
Clarity before every step
Follow-up to the very end

Our core services

Mortgages & property finance

Own a home or planning to buy? We explain home equity finance, mortgage transfers, and finance to buy or build.

  • Finance against your home
  • Mortgage transfer
  • Buy or build finance
Learn more — Mortgages & property finance
A modern Emirati villa at dusk

Personal loans

Need a personal loan? We study your salary and commitments and recommend the best fit among UAE banks.

  • New personal loan
  • Loan transfer
  • Organise commitments
Learn more — Personal loans
An Emirati professional in a modern office

More ways we can help

Debt settlement & rescheduling

We organise scattered commitments to fit your income.

Credit cards

We help you choose the card that suits your income and spending.

How we work with you

  1. Get in touch

    A WhatsApp message or a call.

  2. We study your situation

    Your salary, commitments and property — in confidence.

  3. We explain your options

    What banks offer, with the benefits and conditions of each.

  4. We follow through

    We prepare the paperwork and follow up with the bank to the end.

Clarity that reassures, follow-up that relieves

We know a financial decision is an important family decision. We work openly, make no unrealistic promises, and make sure you decide with every detail understood.

Experience with banks across the UAE
Every case studied individually
An office in Dubai you are welcome to visit
Illustrative reception area, until photos of our office are available

Have a question about your finances?

Our team is ready to listen, Monday to Friday, 9 am – 10 pm.