New personal loan
We recommend the bank and offer that suit your salary and current commitments.
Your personal loan,
in clearer steps
We study your salary and commitments, recommend the best option among banks, and follow your application to the end.
We help you choose what suits you best
Instead of going from bank to bank, the Hibat Alkhair team shortens the road. We understand your finances, compare the available options and tell you honestly what fits.
How we help
Transfer your loan
Already have a loan? We look at moving it to another bank on better terms, based on current offers.
Top-up on your loan
Need an extra amount? We check whether a top-up on your existing loan fits your eligibility.
Organise your commitments
Paying several instalments? We help you weigh consolidating and rescheduling them to fit your income.
Who can benefit?
- UAE nationals in Abu Dhabi and Al Ain
- Salaried employees in the government or private sector
- Anyone with existing loans or commitments looking for better terms
Conditions vary from bank to bank; we tell you what applies to you after reviewing your situation.
Prepare your documents
- Valid Emirates ID
- Passport and family book
- Recent salary certificate
- Bank statements for recent months
- Statement of current loans and commitments (if any)
Requirements can vary by bank; our team tells you exactly what is needed.
Your loan questions
No. The final decision is the bank’s, under its policies and Central Bank regulations. Our role is to study your case, recommend the best fit and follow the application.
Ready to see your personal loan options?
Let us listen and explain your next step.
All financing applications are subject to the relevant bank’s approval and Central Bank regulations.