Finance against your home
If the home is in your name, some banks offer finance secured against it. We explain the terms and amounts available based on the valuation and your income.
Suitable for homeowners who need liquidity
Your home could be
where the solution starts
We explain home equity finance, mortgage transfers, and finance to buy or build your home — clearly and in confidence.
Your home is more than where you live — it may open finance options you did not know about. Whether it is mortgaged or not, or you are planning to buy or build, the Hibat Alkhair team shows you the full picture before you decide.
How we help
Mortgage transfer
If your home is mortgaged and the current terms no longer suit you, we look at moving it to another bank.
Suitable for anyone with an existing home finance
Finance to buy a home
We walk you through home purchase finance, prepare the paperwork and follow up with the bank.
Suitable for anyone planning to buy a home
Construction & completion finance
Own land or a home under construction? We explain the options to finance building or finishing it.
Suitable for anyone building or completing a home
From the first question to the last step
We listen
You tell us your situation and needs.
We review income and commitments
We see which options are open to you.
Property valuation
The bank values the home through an approved valuer.
The bank’s offer
We explain the offer and its terms in detail before you accept.
Signing & registration
The contract is signed and the mortgage registered; we follow up until completion.
Who can benefit?
- UAE nationals who own a home in Abu Dhabi or Al Ain
- Homes registered in your name, mortgaged or not
- Anyone planning to buy or build a home
If your home came through a government housing programme, conditions can differ by programme and bank — we study your case in detail.
Required documents
About you
- Valid Emirates ID
- Passport and family book
- Recent salary certificate
- Bank statements for recent months
About the home
- Title deed
- Property plan or site map
- Current finance statement if mortgaged
Documents can vary by bank and service type.
Your mortgage questions
Sometimes, yes — through a mortgage transfer or depending on the home’s value and the remaining balance. We review your case and explain.
Own a home? Let’s talk
We explain your options before you make any decision.
All financing applications are subject to the relevant bank’s approval and Central Bank regulations.